Blog

  • GPT-4: All about the latest update, and how it changes ChatGPT

    GPT-4: how to use the AI chatbot that puts ChatGPT to shame

    new chat gpt 4

    With its broader general knowledge, advanced reasoning capabilities, and improved safety measures, GPT-4 is pushing the boundaries of what we thought was possible with language AI. Further, Microsoft’s search engine Bing will also be supported by GPT-4. This model can highly contribute to the video production sector by allowing users to create videos by writing text only.

    OpenAI’s ChatGPT just got a major upgrade thanks to the new GPT-4o model, also known as Omni. This is a true multimodal AI capable of natively understanding text, image, video and audio with ease. It is also much faster and eventually will be able to talk back to you. Prior to this update, GPT-4, which came out in March 2023, was available via the ChatGPT Plus subscription for $20 a month.

    GPT-4 has been designed with the objective of being highly customizable to suit different contexts and application areas. This means that the platform can be tailored to the specific needs of users. In addition, it has been optimized to process information faster and more efficiently, which translates into a higher speed of response during conversations. All this has been possible thanks to the extensive data set used in the training of GPT-4, thus improving the quality and fluency of the conversations generated by the platform. GPT-4 has the ability to generate more creative and abstract responses. It can generate, edit, and interact with users in technical and creative writing tasks, such as composing songs, writing scripts, or learning a user’s writing style.

    OpenAI releases GPT-4o, a faster model that’s free for all ChatGPT users – The Verge

    OpenAI releases GPT-4o, a faster model that’s free for all ChatGPT users.

    Posted: Mon, 13 May 2024 07:00:00 GMT [source]

    GPT-4o is available through several OpenAI APIs, including Chat Completions, Assistants, and Batch APIs [1]. This process means that GPT-4 would lose a lot of crucial information and it can’t directly observe tone, multiple speakers, or background noises, and can’t output laughter, singing, or express emotion. In another demo, the company also showed the ability of the latest ChatGPT to read a story it drafted with both increasing levels of dramatic excitement as well as in a robot voice when asked. You can foun additiona information about ai customer service and artificial intelligence and NLP. How do you create an organization that is nimble, flexible and takes a fresh view of team structure?.

    Developers who want to tinker with GPT-4o will have access to the API, which is half the price and twice as fast as GPT-4 Turbo, Altman added on X. This will allow Bing to use its multimodal capabilities to provide better search results to its users. This language model will be trained with more than 100 trillion parameters. However, this doesn’t guarantee that GPT-4 will work faster and give more accurate results.

    More from this stream From ChatGPT to Gemini: how AI is rewriting the internet

    Upgrade your life with a daily dose of the biggest tech news, lifestyle hacks and our curated analysis. Be the first to know about cutting-edge gadgets and the hottest deals. Be wary of links though as it is being used by scammers as a way to get malware on to computers. For now the best option is to wait until you get an email or notification with a link from OpenAI.

    • This new version is said to offer improved accuracy, a wider range of general knowledge, and refined reasoning capacity.
    • OpenAI’s move to introduce a new, free and faster large language model is an indication of how it has its hands full against its competition in generative AI.
    • It is a model, specifically an advanced version of OpenAI’s state-of-the-art large language model (LLM).

    But that’s not all – GPT-4 is promised to be more advanced than previous models. Let’s see what we can do with the exciting new features and potential of GPT-4 via ChatGPT Plus. OpenAI needs to watch out because Apple may finally be jumping on the AI bandwagon, and the news doesn’t bode well for ChatGPT. Apple is reportedly working on a large language model (LLM) referred to as ReALM, which stands for Reference Resolution As Language Modeling. Made to give Siri a boost and help it understand context, the model comes in four variants, and Apple claims that even its smallest model performs on a similar level to OpenAI’s ChatGPT. GPT-4 was officially announced on March 13, as was confirmed ahead of time by Microsoft, even though the exact day was unknown.

    However, there is no qualitative difference between the reasoning capabilities of the two versions (Figure 2). GPT-4 Turbo will also accept images as prompts directly in the chat box, wherein it can generate captions or provide a description of what the image depicts. And users will now be able to upload documents directly and ask the service to analyze them — a capability that other AI chatbots like Anthropic’s Claude have included for months. GPT-4o is an updated version of the underlying large language model technology that powers ChatGPT.

    It works by having a retriever search through our documents, finding relevant ones and then providing them to GPT-4 to generate an answer. In an upcoming blog post, we will provide all the technical details as to how we built this AI. The letter is based on the premise that it prevents “profound risks to society and humanity” from being properly managed and controlled. Altman mentioned that the letter inaccurately claimed that OpenAI is currently working on the GPT-5 model.

    This means that the model can generate responses that are factually incorrect or based on flawed reasoning. This is a serious concern since users may develop a reliance on the model’s accuracy, despite these errors. One of the most significant advantages of GPT-4 is its ability to process long texts. The new version – Chat GPT-4 can receive and respond to extremely long texts with eight times the number of words as the previous ChatGPT. This means that it can process up to 25,000 words of text, making it an ideal tool for researchers, writers, and educators who deal with long-form content and extended conversations. As much as GPT-4 impressed people when it first launched, some users have noticed a degradation in its answers over the following months.

    Murati concluded the livestreamed event by thanking Nvidia CEO Jensen Huang and his company for providing the necessary graphics processing units (GPUs) to power OpenAI’s technology. For OpenAI, the launch was one of the company’s biggest announcements since the August kickoff of ChatGPT Enterprise, the AI chatbot’s business tier. That tool was in development for « under a year » and had the help of more than 20 companies of varying sizes and industries, OpenAI Chief Operating Officer Brad Lightcap told CNBC at the time. In addition, OpenAI’s new model can function as a translator, even in audio mode, the company said. Chen demonstrated the tool’s ability to listen to Murati speaking Italian while he spoke English and to translate into their respective languages as they conversed. OpenAI, backed by Microsoft, has been valued by more than $80 billion by investors.

    Top 4 Use Cases of Generative AI in Banking

    But ChatGPT-4o “feels like magic to me,” Altman said of the new model in an X post on Friday in anticipation of its reveal. OpenAI’s CEO Sam Altman has been transparent about his critiques of the company’s most recent model before today’s announcement. “I think it kind of sucks,” Altman said when asked about GPT-4 in a podcast interview with computer scientist Lex Fridman.

    You will be able to switch between GPT-4 and older versions of the LLM once you have upgraded to ChatGPT Plus. You can tell if you are getting a GPT-4 response because it has a black logo rather than the green logo found on older models. According to OpenAi, GPT-4 is 82% less likely to produce disallowed content and 40% more likely to produce factual responses than GPT-3.5 in OpenAI’s internal evaluations. For instance, if a user asks for hate speech or harmful content, GPT-4 is less likely to generate such content, making it safer for users.

    new chat gpt 4

    Therefore, to ensure the reliability and effectiveness of GPT-4, it is essential to provide it with the latest data. OpenAI is committed to improving GPT-4 through real-world use and feedback. This means that the model will continue to improve over time, making it an even more valuable tool for researchers, writers, and educators. This tantalizing bit of information comes from an Apple research paper, first shared by Windows Central, and it appears to be an early peek into what Apple has been cooking for a while now.

    The rules of a Haiku state that it should be three lines with five syllables in the first and third lines and seven syllables in the second. I’m hoping for vivid natural imagery and a suggestion of the temporary nature of human life in comparison to the duration of nature. I expect the models to give a simple explanation, showing that the headlights will function normally new chat gpt 4 and emit light relative to the car. Both models explained this concept and did so in a way that your average 5th grader would understand easily. Each prompt is designed to be one AI’s normally stumble over, or fail to give a well-reasoned response to. Given that OpenAI promises faster AND better results from Omni over GPT-4, I thought this would be a good starting point.

    OpenAI’s GPT-4 API is open to Sign up for the waitlist to gain access to. This service utilizes the same ChatCompletions API as gpt-3.5-turbo and is now inviting some developers to join in. Another company is Stripe, the famous payment gateway, which is now using GPT-4 to scan certain websites and deliver a summary that outperforms those written by people, to offer greater security to its customers. To use it, we have several options, but we are going to explain the two most widespread today. If you want to know how it works, there is a video on our YouTube channel where we introduce you to the previous version.

    GPT-4 answered all three questions correctly, providing more detail for the two correct answers without adding substantially to the response length. Not only can GPT-4o generate different creative text formats, but it can also understand and analyze the content it receives. This means it can answer your questions in an informative way, even if they are open ended https://chat.openai.com/ or challenging thanks to its incredible natural processing abilities. In one demo, the model spoke in a sprightly female voice, responding far faster to queries than previous generations of voice bots, displaying nuanced human-like language and emotion. ChatGPT can generate contextually relevant text, but has no understanding of the topics it discusses.

    Newsletter

    Considering the stir GPT-3 caused, many people are curious about how powerful this new model is compared to its predecessor. What we’re seeing now is improvements to speed and responsiveness in text, the ability to have it analyze video content and improved accuracy in understanding audio and images. ChatGPT was criticized for its handicap in terms of providing answers to inappropriate requests such as explaining how to make bombs at home, etc. OpenAI was working on this problem, and made some adjustments to prevent the language models from producing such content. As an example, OpenAI tested the large language models in a simulated bar exam. GPT-4’s bar exam results show that it scored in the top 10% of test-takers, while GPT-3.5’s score was in the bottom 10%.3 Overall, the performance of GPT-4 on various professional exams outperformed that of GPT-3.5 (Figure 7).

    « We know that as these models get more and more complex, we want the experience of interaction to become more natural, » Murati said. « This is the first time that we are really making a huge step forward when it comes to the ease of use. » In his review of ChatGPT 4, Khan says it’s « noticeably smarter than its free counterpart. And for those who strive for accuracy and ask questions requiring greater computational dexterity, it’s a worthy upgrade. »

    Although GPT-3 provided 38 correct answers to the 50 questions, GPT-4 was able to answer 47 correctly. The updated model delivered more accurate, detailed, and concise answers by tightening or even eliminating some GPT-3-generated preamble and redundances. Generally, the further the questions ventured from mainstream to insurance industry-specific knowledge, the more ChatGPT answers Chat GPT degraded. Last month, RGA posed three insurance questions to GPT-3 with mixed results. While GPT-3 provided good answers to questions about the long-term mortality effects of COVID-19 and the future of digital distribution, it stumbled on a more nuanced query. GPT-3 incorrectly surmised that adoptive parents could pass on a genetic condition to their biologically unrelated children.

    As we can see, we also have a description of each of the models and their ratings against three characteristics. As you can see on the timeline, a new version of OpenAI’s neural language model is out every years, so if they want to make the next one as impressive as GPT-4, it still needs to be properly trained. I’d appreciate it if there was more transparency on the sources of generated insights and the reasoning behind them. I’d also like to see the ability to add specific domain knowledge and the customization of where the outputs may come from i.e. only backed up by specific scientific sources. The same goes for the response the ChatGPT can produce – it will usually be around 500 words or 4,000 characters. When it comes to the limitations of GPT language models and ChatGPT, they typically fall under two categories.

    Meanwhile, in the European Union, progress is being made in drafting a new AI law as well as implementing stricter regulations on data quality, transparency, human oversight, and accountability. If you want to see more examples of this amazing feature of GPT-4, you can click here and go to the Visual Inputs section. You will find everything from graph analysis to questions about the meaning of some memes. As a result, we obtain a list of recipes that can be made with the ingredients provided in the image, which, as far as we can see, has been very successful. An example we can find in this creative realm is to ask GPT-4 to explain the plot of Cinderella in a sentence where each word has to start with the next letter of the alphabet from A to Z without repeating any letter.

    To jump up to the $20 paid subscription, just click on “Upgrade to Plus” in the sidebar in ChatGPT. Once you’ve entered your credit card information, you’ll be able to toggle between GPT-4 and older versions of the LLM. You can even double-check that you’re getting GPT-4 responses since they use a black logo instead of the green logo used for older models.

    new chat gpt 4

    This new language model is more powerful than ChatGPT and customized for search. Our proprietary technology – the Microsoft Prometheus Model – is a collection of capabilities that best leverages the power of OpenAI.3. You’ll experience the largest jump in relevance of search queries in two decades. This is thanks to the addition of the new AI model to our core Bing search ranking engine.4. You’ll love how we’ve reimagined your entire experience of interacting with the web.

    We now have GPT4, the latest and most advanced language model at hand. For you to have a better understanding of this new language model, we provide an in-depth guide focusing on its use, training, features and limitations. Another important upgrade is that the training data ChatGPT is based on now goes all the way up to December 2023, rather than April 2023 as with the previous model, which should help with topical questions and answers. The new version can handle massive text inputs and can remember and act on more than 20,000 words at once, letting it take an entire novella as a prompt. « All inputs and outputs are processed by the same neural network, » OpenAI said.

    new chat gpt 4

    Wouldn’t it be nice if ChatGPT were better at paying attention to the fine detail of what you’re requesting in a prompt? “GPT-4 Turbo performs better than our previous models on tasks that require the careful following of instructions, such as generating specific formats (e.g., ‘always respond in XML’),” reads the company’s blog post. This may be particularly useful for people who write code with the chatbot’s assistance. GPT-4 is a new language model created by OpenAI that can generate text that is similar to human speech.

    If this runs out you can continue the conversation with GPT-4 or GPT-3.5. In another step toward making AI more accessible, OpenAI announced a « refreshed » UI, which includes the ability to interact with ChatGPT on a more conversational level, as well as to share videos as a starting point. After ChatGPT’s launch in November 2022, it broke records at the time as the fastest-growing consumer app in history, and now has about 100 million weekly active users.

    The Next Steps for ChatGPT

    In the provided implementation, the pivot is chosen as the middle element of the array. This choice can lead to poor performance for certain input sequences (e.g., already sorted or reverse sorted arrays). Accoding to OpenAI’s own research, one indication of the difference between the GPT 3.5 — a “first run” of the system — and GPT-4 was how well it could pass exams meant for humans. As you can see, it crawled the text of the article for context, but didn’t really check out the image itself — there is no mention of Sasquatch, a skateboard, or Times Square. Instead, it accurately described how the image is being used (and lied about being able to see it, but that’s not unusual). It’s worth noting that ChatGPT has not implemented this feature yet, even when you use the paid version (ChatGPT Plus) which uses GPT-4 — another good reason to highlight the difference between the model and the implementation.

    People have also claimed that ChatGPT will be backed by GPT-4, and the new version will be called ChatGPT-4. The new model will be used in ChatGPT, and the latest product developed will be named Chat GPT 4. Finally, one that has caught my attention the most is that it is also being used by the Icelandic government to combat their concern about the loss of their native language, Icelandic. To do this, they have worked with OpenIA to provide a correct translation from English to Icelandic through GPT-4.

    Dave is a freelance tech journalist who has been writing about gadgets, apps and the web for more than two decades. Based out of Stockport, England, on TechRadar you’ll find him covering news, features and reviews, particularly for phones, tablets and wearables. Judging by the graphs provided, the biggest jumps in capabilities are in mathematics and GPQA, or Graduate-Level Google-Proof Q&A – a benchmark based on multiple-choice questions in various scientific fields.

    Omni talked about being in a world of constant flux, experiencing time and causality in a different and complex way. It suggested we’d get unparalleled insights into the nature of existence. GPT-4 said pretty much the same thing but added that living in such a world would offer a « profound expansion of experience and understanding. » I expect it to talk about the ability to traverse time with a single step and the impact of a non-linear causality where reaction precedes action and individuals can meet versions of themselves.

    Hello,
    Is it possible to chat gpt-4 in the development of intelligent household utensils that can judge by themselves when to heat or cool food and drinks. He graduated from Bogazici University as a computer engineer and holds an MBA from Columbia Business School. He led technology strategy and procurement of a telco while reporting to the CEO.

    The address for ChatGPT has changed, moving from chat.openai.com to chatgpt.com, suggesting a significant commitment to AI as a product rather than an experiment. If you’ve got access to 4o on your account it will be available in the mobile app and online. These features will be available for ChatGPT Plus, Team and Enterprise users « over the coming weeks, » according to a blog post. The ChatGPT upgrade « brings GPT-4-level intelligence to everything, including our free users, » said OpenAI’s Mira Murati.

    Like previous GPT models, GPT-4 generally does not possess knowledge of events that have occurred after the vast majority of its training data was collected (i.e., before September 2021). GPT-4 is outstanding compared to the earlier versions with its natural language understanding (NLU) capabilities and problem solving abilities. The difference may not be observable with a superficial trial, but the test and benchmark results show that it is superior to others in terms of more complex tasks.

    If you have specific questions or need clarification on a topic, feel free to ask, and I will do my best to help you. Remember, it’s important to follow academic integrity guidelines and avoid cheating on exams. Properly preparing and studying for your exams will help you achieve long-term success and a deeper understanding of the material. Ethical concerns aside, it may be able to answer the questions correctly enough to pass (like Google can). Most certification test centers don’t allow you to bring in anything that can access ChatGPT.

    GPT plugins, web browsing, and search functionality are currently available for the ChatGPT Plus plan and a small group of developers, and they will be made available to the general public sooner or later. This will lead to the situation where ChatGPT’s ability to assess what information it should find online, and then add it to a response. If the chat would show the sources of information, it would be also easier to explain to someone why they should or should not trust the response they have received. I also believe that there will be more and more specialized AI-based tools where users will be able to find information i.e. only from scientific sources, with pre-made prompts.

    Keep checking Open AI’s website for final information regarding the release of GPT-4. Twitter users claim that GPT-4 will be far more powerful and capable than GPT 3. The model will be used in Open AI’s products to generate human-like text.

    Additionally, assessing the underwriting risks of certain avocations and comorbidities proved difficult. At one point during the demo, it mistook the smiling man for a wooden surface, and it started to solve an equation that it hadn’t yet been shown. There’s still some way to go before the glitches and hallucinations which make chatbots unreliable and potentially unsafe, can be ironed out.

    Once we have clicked on it, the following informative alert will appear. Currently, the regulation of artificial intelligence (AI) is very diverse. In the United States, the Chamber of Commerce called for increased regulation to prevent AI from hindering economic growth or posing a risk to national security.

    ChatGPT “More Conversational” After Major GPT-4 Update – Tech.co

    ChatGPT “More Conversational” After Major GPT-4 Update.

    Posted: Fri, 12 Apr 2024 07:00:00 GMT [source]

    Stopping the use of AI internationally for six months, as proposed in a recent open letter released by The Future of Life Institute, appears incredibly difficult, if not impossible. The issues addressed and the actions proposed are perhaps not the most realistic or feasible. I explain, it is very complicated to stop all research, which can become complicated, and only accept the safe ones. In addition, the focus is mainly on the major language models without taking into account the rest.

    ChatGPT, founded on GPT-3.5, was one of the most popular tech developments of 2022, followed by new versions. Many online services claim to offer chatGPT-4 for free, while in reality, they often access a limited subset of functionalities and resort to the cheaper and less demanding GPT-3.5 model for most queries. If you want to use chatGPT for research and brainstorming ideas, Perplexity can be a valid alternative to the ChatGPT subscription. Due to the high cost of the OpenAi API, though, the Copilot service based on GPT-4 is limited to only five searches every 4 hours.

    RGA Central is a convenient client portal that provides a single point of access to exclusive applications and insights. For example, when asked which parties must have an insurable interest in a policy and whether agents can conduct specific medical tests, GPT-4 answered incorrectly. On a set of 50 underwriting-related questions prepared by RGA, GPT-3 did perform well on those that dealt strictly with anatomy, physiology, life insurance practices, or underwriting. However, GPT-3 was often unable to answer cross-discipline questions correctly.

    new chat gpt 4

    We have selected a collection of the best GPT-4-based services you can try out now. According to OpenAI, the new and improved ChatGPT is « more direct » and « less verbose » too, and will use « more conversational language ». Eventually, the improvements should trickle down to non-paying users too. Another limitation of GPT-4 is its lack of knowledge of events after September 2021. This means that the model is unable to process and analyze the latest data and information. This can significantly impact the effectiveness of GPT-4, particularly in fields where up-to-date information is crucial, such as finance, politics, and sports.

    Microsoft’s Bing Chat feature has gone through an upgrade over the last few weeks, integrating GPT-4 into its system. With the introduction of the developer mode of GPT-4, you can use both text and images in your prompts, and the tool can correctly assess and describe what’s in the images you’ve provided and produce outputs based on that. The potential implications for insurers are profound and should only become more pronounced as the technology improves. OpenAI will continue to release future versions, enabling insurers to more easily implement and customize applications across the insurance value chain – from customer acquisition through claims processing. Although it offers exciting opportunities for insurance and countless other industries, its potential provides reason for caution.

  • Мотор казино : Официальный сайт Motor Casino

    Мотор Казино — Официальный сайт Motor Casino

    📌 Категория ℹ️ Подробности
    🏢 Название Мотор Казино
    📆 Год запуска 2025
    🎫 Лицензия Curacao eGaming №8048/JAZ
    🌍 Доступность Россия, СНГ, страны Европы и Азии
    🗣 Языки Русский, Казахский, Английский
    💰 Валюта Рубли, $, €, ₽, USDT, BTC
    💳 Платёжные методы Visa, MasterCard, криптовалюта, eWallets
    🎁 Приветственный бонус 150% на первый депозит + 300 фриспинов
    🌀 Кэшбэк До 15% еженедельно, автоматически
    🎮 Игры Слоты, live, краш-игры, рулетка, лотереи
    🎯 Провайдеры NetEnt, Spribe, Novomatic, Igrosoft, Endorphina и др.
    📱 Мобильная версия Полнофункциональный сайт без необходимости установки
    📥 Минимальный депозит 1 000
    💸 Минимальный вывод 2 000
    ⚙️ RTP Средний RTP — 96.7%
    🔒 Безопасность SSL-шифрование, антифрод, обязательная верификация
    👤 Верификация Требуется для вывода сумм от 100 000 рублей
    🕹️ Демо-режим Доступен для всех слотов без регистрации
    📨 Служба поддержки 24/7: онлайн-чат, email, Telegram-бот
    🏆 Турниры Еженедельные и тематические с фондами до 2 000 000 рублей
    📢 Telegram Официальный канал с бонусами, новостями и зеркалами
    📲 Приложение Пока недоступно, но мобильный сайт заменяет его полностью
    📈 Уникальные функции Геймификация, уровни лояльности, достижения
    🏅 Награды Лауреат премии « Лучшее новое игровое заведение 2025 » (iGaming Expo)

    Мотор Казино — это надёжная игорная платформа нового поколения с лицензионным софтом, мгновенными выплатами и привлекательной бонусной программой. Онлайн-площадка привлекает пользователей со всего СНГ и за его пределами, предлагая мощный ассортимент слотов, живых игр, краш-развлечений и турниров с реальными призами. Интерфейс адаптирован под Россию и другие страны СНГ.

    Рабочее Зеркало

    Если основной сайт Casino Motor временно недоступен из-за блокировок, можно использовать альтернативную ссылку, полностью повторяющую оригинальный ресурс. Игроки получают доступ ко всем возможностям: вход в личный кабинет, депозиты, ставки, турниры и вывод выигрышей. Все аккаунты, бонусы и баланс остаются сохранены. Зеркала обновляются ежедневно.

    • 📌 Работает без VPN
    • 📲 Адаптировано под мобильные устройства
    • 🛡️ Защищено сертификатами SSL

    Бонусы и акции

    Платформа радует новичков и постоянных игроков щедрой бонусной системой. Сразу после регистрации доступен приветственный пакет:

    • 🎉 150% на первый депозит + до 300 фриспинов
    • 🎫 Промокоды на пополнение и фриспины
    • 📈 Кэшбэк до 15% каждую неделю
    • 🏆 Турнирные награды и персональные бонусы для VIP-игроков

    Условия активации бонуса:

    Тип Условия
    Приветственный бонус 150% + 300 FS при депозите от 2000 ₸
    Кэшбэк До 15% еженедельно, автоматически
    Турниры Регулярные события с призовым фондом от 500 000 ₸

    Игровые автоматы

    Игровой зал Motor Казино — это более 4000 лицензионных слотов от топовых провайдеров: NetEnt, Novomatic, Igrosoft, Play’n GO, Pragmatic Play и других. Все автоматы сертифицированы, имеют высокий RTP и поддерживают демо-режим.

    Категории игр:

    • 🔥 Топовые слоты: Sweet Bonanza, Book of Dead, Crazy Monkey
    • 🧑‍⚖️ Live Casino: рулетка, баккара, блэкджек
    • ⚡ Краш-игры: Aviator, JetX
    • 🎮 Лотереи и аркады

    ТОП-5 игр по мнению игроков:

    🎮 Название 🛠️ Провайдер 📊 RTP
    Book of Ra Novomatic 96.04%
    Aviator Spribe 97.00%
    Fruit Cocktail Igrosoft 94.5%
    Sweet Bonanza Pragmatic Play 96.51%
    JetX Smartsoft 95.2%

    Мобильная версия и приложение

    Казино Мотор предлагает адаптивную мобильную версию, которая подстраивается под любой смартфон или планшет. Также доступно приложение для Android с возможностью прямой установки через официальный сайт.

    Преимущества:

    • 🚀 Моментальный запуск игр
    • 🔔 Push-уведомления о бонусах и турнирах
    • 🔒 Безопасный вход и защита аккаунта
    • 🎯 Доступ к кассе и личному кабинету

    Пополнение и вывод средств

    Мотор Казино поддерживает множество удобных способов оплаты. Все транзакции защищены шифрованием, а средства поступают быстро и без комиссии.

    Метод Мин. депозит Макс. вывод Комиссия
    Visa / MasterCard 1000 рублей 150 000 рублей 0%
    Криптовалюта (USDT, BTC) Без ограничений Без ограничений 0%

    Служба поддержки

    Если у вас возникли вопросы, техподдержка всегда на связи. Вежливые операторы помогут с регистрацией, выводом, верификацией и активацией бонусов.

    Каналы связи:

    • 💬 Онлайн-чат 24/7
    • 📧 Email: support@motorcasino.com
    • 📱 Telegram-бот с быстрыми ответами

    Часто задаваемые вопросы

    • Можно ли играть без верификации? — Да, но для вывода крупных сумм верификация обязательна.
    • Как получить фриспины? — Достаточно сделать депозит и активировать бонус в личном кабинете.
    • Что делать, если сайт не открывается? — Используйте альтернативный адресс для входа в Мотор Казино.

    Мотор Казино — это комфорт, надёжность и азарт в одном месте. Присоединяйтесь к сообществу игроков и испытайте удачу на лицензионной платформе с выгодными бонусами, быстрой поддержкой и сотнями развлечений!

    Программа для стримеров

    Платформа активно поддерживает контент-мейкеров, предлагая специальную стримерскую партнёрскую программу. Если вы ведёте стримы на Twitch, YouTube или в Telegram-канале, вы можете получить:

    • 🎥 Эксклюзивные бонусы и промокоды для своей аудитории
    • 📊 Доступ к аналитике переходов и регистраций
    • 💸 Повышенный процент от проигрышей привлечённых игроков
    • 🎁 Персональные подарки от администрации и ранний доступ к акциям

    Для подключения к программе стримеров — достаточно отправить заявку через раздел «Партнёрство» на официальном сайте.

    Инновации и технологии

    Технологичная платформа нового поколения использует:

    • ⚙️ HTML5 и WebGL — для безупречной графики и адаптации на всех устройствах
    • 🔒 Сертифицированные RNG (генераторы случайных чисел) — для честности всех розыгрышей
    • 🧬 Machine Learning — для персонализации бонусов и рекомендаций
    • Лёгкий клиент без нагрузки на процессор — даже на старых смартфонах игра идёт плавно

    Система достижений и коллекций

    Каждый активный игрок может собирать достижения и открывать тематические коллекции. За каждую завершённую серию игрок получает:

    • 🪙 Внутреннюю валюту (можно обменять на фриспины)
    • 🎁 Персональные бонусы и бесплатные ставки
    • 👑 Повышение уровня в системе лояльности

    Уникальная геймификация платформы превращает обычную игру в настоящее приключение!

    Блог и обучающий центр

    Ресурс заботится о новичках и продвинутых игроках, предлагая собственный блог и обучающий раздел. Здесь вы найдёте:

    • 📚 Гайды по слотам, стратегиям и особенностям разных игр
    • 📰 Новости индустрии и свежие релизы
    • 🛡️ Материалы по ответственной игре и управлению банкроллом

    Награды и признание

    Год Номинация Организация
    2025 Лучшее новое игорное заведение iGaming Expo Awards
    2025 Инновационная платформа Global Gambling Trends

  • 8 Nlp Examples: Natural Language Processing In Everyday Life منظمة المهندسين السوريين للإعمار والتنمية

    So a doc with many occurrences of le and la is prone to be French, for instance. Natural language processing provides us with a set of tools to automate this type of task. When corporations have giant quantities of textual content documents (imagine a law https://www.globalcloudteam.com/ firm’s case load, or regulatory documents in a pharma company), it may be tricky to get insights out of it. Natural Language Processing (NLP) instruments supply an enriched user expertise for each enterprise homeowners and customers. These instruments provide enterprise owners with ease of use, enabling them to converse naturally as an alternative of adopting a proper language.

    example of nlp

    Pure Language Processing Is In All Places

    These applied sciences allow computer systems to analyze and course of text or voice knowledge, and to know their full that means, including the speaker’s or writer’s intentions and emotions example of nlp. NLP models are computational methods that may process natural language knowledge, such as text or speech, and perform various duties, such as translation, summarization, sentiment analysis, and so on. Natural language understanding (NLU) permits machines to understand language, and pure language technology (NLG) offers machines the ability to “speak.”Ideally, this provides the desired response.

    example of nlp

    What’s Natural Language Processing In Healthcare Chatbots?

    They are beneficial for eCommerce retailer house owners in that they allow customers to receive fast, on-demand responses to their inquiries. This is necessary, notably for smaller firms that do not have the resources to dedicate a full-time buyer support agent. The ‘bag-of-words’ algorithm involves encoding a sentence into numerical vectors suitable for sentiment analysis. For example, words that appear regularly in a sentence would have higher numerical worth. Natural Language Processing, or NLP, has emerged as a prominent resolution for programming machines to decrypt and understand pure language. Most of the top NLP examples revolve round making certain seamless communication between know-how and other people.

    Nlp Instance For Sentiment Analysis

    Transfer learning makes it straightforward to deploy deep studying fashions all through the enterprise. The NLP illustrates the manners in which synthetic intelligence policies collect and assess unstructured data from the language of humans to extract patterns, get the that means and thus compose feedback. This know-how facilitates suppliers to automate the managerial job, invest more time in taking excellent care of the sufferers, and enrich the patient’s experience utilizing real-time information. Statistical Natural Language Processing (Statistical NLP) is the appliance of statistics to Natural Language Processing issues. It makes use of mathematical models to account for the variability in language knowledge with a statistical method, which allows to know and predict patterns in linguistic information.

    example of nlp

    What Are The Advantages Of Nlp? Why Should You Apply It To Your Business?

    At the identical time, there’s a rising development in course of combining pure language understanding and speech recognition to create personalised experiences for users. For occasion, NLP is the core expertise behind digital assistants, such as the Oracle Digital Assistant (ODA), Siri, Cortana, or Alexa. When we ask questions of these digital assistants, NLP is what allows them to not only understand the user’s request, but to additionally reply in pure language. NLP applies both to written textual content and speech, and may be applied to all human languages.

    example of nlp

    Deliver Analytics To Life With Ai And Customized Insights

    example of nlp

    Where a search engine returns results which are sourced and verifiable, ChatGPT does not cite sources and should even return information that is made up—i.e., hallucinations. Still, as we have seen in plenty of NLP examples, it’s a very useful technology that can considerably enhance business processes – from customer support to eCommerce search outcomes. Train, validate, tune and deploy generative AI, basis fashions and machine learning capabilities with IBM watsonx.ai, a next-generation enterprise studio for AI builders. The ultimate addition to this record of NLP examples would point to predictive text evaluation. Just like several new technology, it’s troublesome to measure the potential of NLP for good without exploring its makes use of. While the introduction of AI technology could seem intimidating, it’s not necessarily so.

    • The use of NLP within the insurance coverage business permits corporations to leverage textual content analytics and NLP for knowledgeable decision-making for crucial claims and risk management processes.
    • These AI-powered instruments perceive and process human speech, permitting customers to interact with their gadgets utilizing natural language.
    • “According to research, making a poor hiring decision based on unconscious prejudices can value an organization as much as 75% of that person’s annual income.
    • Just as people use their brains, the computer processes that input utilizing a program, changing it into code that the pc can recognize.
    • Its affect is growing, from digital assistants to translation services, sentiment evaluation, and superior chatbots.

    Prominent examples of modern NLP are language models that use synthetic intelligence (AI) and statistics to predict the ultimate form of a sentence on the basis of current parts. One well-liked language model was GPT-3, from the American AI research laboratory OpenAI, launched in June 2020. The following is a listing of some of the most commonly researched duties in pure language processing. Some of these duties have direct real-world applications, whereas others more generally function subtasks which are used to aid in solving larger duties. The market is type of saturated with speech recognition technologies, but a couple of startups are disrupting the house with deep learning algorithms in mining purposes, uncovering more extensive potentialities. The NLP technologies convey out relevant knowledge from speech recognition equipment which is able to significantly modify analytical information used to run VBC and PHM efforts.

    Determine Sufferers With Crucial Care Wants

    Repustate has helped organizations worldwide flip their data into actionable insights.Learn how these insights helped them increase productiveness, customer loyalty, and gross sales revenue. Akkio’s no-code AI platform allows you to build and deploy a model into a chatbot easily. For occasion, Akkio has been used to create a chatbot that automatically predicts credit eligibility for users of a fintech service. Actioner is a platform designed to raise the Slack expertise, offering customers a set of essential instruments and applied sciences to manage their enterprise operations seamlessly within Slack. Many instruments can distinguish between two voices and provide timestamps to sync titles with your video.

    NLP is used for other forms of information retrieval methods, just like search engines like google. “An information retrieval system searches a group of natural language documents with the aim of retrieving precisely the set of documents that matches a user’s question. Natural language processing can be utilized to enhance buyer expertise in the form of chatbots and techniques for triaging incoming gross sales enquiries and buyer support requests. First, the capability of interacting with an AI using human language—the means we might naturally converse or write—isn’t new. And whereas applications like ChatGPT are constructed for interplay and text generation, their very nature as an LLM-based app imposes some serious limitations in their ability to make sure correct, sourced info.

    Organizing and analyzing this information manually is inefficient, subjective, and infrequently inconceivable as a outcome of quantity. If you’re not adopting NLP know-how, you’re probably missing out on ways to automize or acquire business insights. We’ll be there to answer your questions about generative AI strategies, building a trusted knowledge foundation, and driving ROI.

  • Флагман Казино Официальный сайт – Flagman Casino

    Флагман Казино (Flagman Casino)

    Бонус +300€ 🎁 и +150%

    🔹 Информация о Flagman Casino 🔹
    🎰 Бренд Флагман Казино / Flagman Casino
    🏢 Управляющая компания Galaktika N.V.
    🌍 Регион Международный, включая Казахстан
    🎁 Приветственный бонус +150% на депозит и 500 FS
    📜 Лицензия Кюрасао (Curacao eGaming)
    ⚡ Рабочий доменный адрес Обновляется регулярно
    🎯 Доступные игры Слоты, Live Casino, Instant Games, Crash-игры, спорт и киберспорт
    ⚽ Ставки на спорт Live, prematch, киберспорт, фрибеты, бонусы
    📱 Мобильная версия Приложение для Android и iOS + браузерная версия
    💳 Пополнение и вывод VISA, MasterCard, криптовалюты, электронные кошельки, мобильные операторы
    🎮 Провайдеры игр NetEnt, Microgaming, Play’n GO, Pragmatic Play, Quickspin и другие
    🔑 Вход и регистрация Телефон, e-mail, Google, Telegram
    💰 Программа лояльности 4 уровня: IRON, SILVER, PLATINUM, DIAMOND
    💵 Валюты RUB, KZT, USD, EUR, BTC, USDT, ETH
    🎟️ Бездепозитные бонусы Фриспины, фрибеты, кристаллы, подарки за активность
    🏆 Турниры Ставки на слоты, таблицы лидеров, розыгрыши
    🛡️ Безопасность 128-битное SSL-шифрование, верификация аккаунта
    📞 Поддержка Чат, e-mail, Telegram 24/7




































































  • L’expertise médicale dans l’indemnisation des préjudices corporels en cas d’accident de voiture

    Lorsqu’une victime d’accident de voiture subit des préjudices corporels, il est important de réaliser une expertise médicale pour évaluer l’ampleur des dommages subis. Cette expertise est réalisée par un médecin expert indépendant, qui examine la victime et évalue les conséquences de l’accident sur sa santé.

    L’expertise médicale permet de déterminer l’étendue des préjudices corporels subis par la victime, tant sur le plan physique que psychologique. Elle permet également de chiffrer les préjudices, en évaluant notamment les pertes de gains professionnels, les frais médicaux, les dommages esthétiques et les troubles dans les conditions d’existence.

    L’expertise médicale est une étape cruciale dans l’indemnisation des préjudices corporels en cas d’accident de voiture. En effet, elle permet de fournir une évaluation précise des dommages subis par la victime, qui servira de base à la négociation de l’indemnisation avec l’assureur de la partie responsable de l’accident.

    Il est important de souligner que la victime peut être assistée par un avocat compétent en droit des victimes pour l’expertise médicale. L’avocat pourra ainsi veiller à ce que l’expertise soit réalisée de manière impartiale et dans les règles de l’art, et à ce que tous les préjudices subis par la victime soient correctement évalués.

    En conclusion, l’expertise médicale est une étape cruciale dans l’indemnisation des préjudices corporels en cas d’accident de voiture. Elle permet de déterminer l’ampleur des dommages subis par la victime, de chiffrer les préjudices et de fournir une base solide à la négociation de l’indemnisation avec l’assureur de la partie responsable de l’accident. Il est donc important de s’entourer des conseils d’un avocat dédié en droit des victimes pour faire valoir ses droits et obtenir une indemnisation juste et équitable.

  • Should you mix muscle relaxants with alcohol?

    cyclobenzaprine and alcohol

    Your healthcare provider may decide to recommend a lower dose of cyclobenzaprine—or prescribe a different drug altogether. Serotonin syndrome is a life-threatening condition caused by the buildup of serotonin. This can happen when you take more than one medication that increases serotonin level, or if you take too high a dosage of a medicine that increases serotonin. If you have any of these symptoms, seek emergency medical care. Alcohol should be avoided if you are under treatment with a centrally-acting muscle relaxant (like cyclobenzaprine, baclofen, methocarbamol or tizanidine). When muscle relaxants are combined with alcohol (ethanol), side effects such as drowsiness, confusion, dizziness, and errors in judgement can occur.

    Talk to your doctor if you are using marijuana (cannabis). Ell your doctor if your condition lasts after 2 to 3 weeks or if it gets worse. There are no adequate studies in women for determining infant risk when using this medication during breastfeeding. Weigh the potential benefits against the potential risks before taking this medication while breastfeeding. This medicine is available only with your doctor’s prescription. Muscle relaxers have a depressant effect on your central nervous system.

    Side Effects

    cyclobenzaprine and alcohol

    Don’t use aspirin and an NSAID together, unless approved by your doctor. Do not flush medications down the toilet or pour them into a drain unless instructed to do so. Properly discard this product when it is expired or no longer needed. This medication has been prescribed for your current condition only. Do not use it later for another condition unless your doctor directs you to do so. It is unknown if this medication passes into breast milk.

    1. Keep a list of all the products you use (including prescription/nonprescription drugs and herbal products) and share it with your doctor and pharmacist.
    2. Avoid using this muscle relaxant for more than a few weeks.
    3. The risk of getting into an accident also increases while in this state.
    4. Follow your doctor’s orders or the directions on the label.
    5. However, if your mouth continues to feel dry for more than 2 weeks, check with your medical doctor or dentist.

    Drug Interactions

    Now, the half-life is It’s dependent on several factors such as your genetics, age, and liver function. The elderly and folks with impaired liver function tend to metabolize it slower. If we assume that you metabolize cyclobenzaprine quickly, even 24 hours after a single 10mg dose, at least 1.25mg of cyclobenzaprine would still be in your system.

    Muscle relaxers like cyclobenzaprine usually last around four maverick house sober living to six hours. Cyclobenzaprine has a half-life that ranges between eight to 37 hours for most adults. The half-life of a substance is the amount of time it takes for your body to metabolize half of the medication and remove it from your body.

    The reported half-life of the drug, the amount of time that it takes for your body to metabolize half of the medication and remove it from your body, ranges between 8-37 hours in most adults. Mixing alcohol and cyclobenzaprine can cause sedation or severe drowsiness. The risk of getting into an accident also increases while in this state. Check the labels on all your medicines (such as allergy or cough-and-cold products) because they may contain ingredients that cause drowsiness. Taking MAO inhibitors with this medication may cause a serious (possibly fatal) drug interaction.

    Central nervous system (CNS) depressants

    For now, it’s best to stick with currently recommended first-line treatments, such as benzodiazepines, when dealing with alcohol withdrawal symptoms. Using baclofen to manage symptoms, especially without doctor supervision, can have dangerous consequences. Additionally, both alcohol and muscle relaxers are potentially addictive substances. Long-term use of either or both may increase your risk of developing an addiction. While you are in detox, you may be given other medications to ease the withdrawal symptoms and perhaps, fluids to help keep you hydrated. The attentive medical and addiction care teams at your treatment facility are there to help you through this physically and mentally challenging time.

    Talk to your doctor or pharmacist if you have any questions or concerns. Drug interactions may change how your medications work or increase your risk for serious side effects. This document does not contain all possible drug interactions.

    It helps relieve pain, stiffness, and discomfort caused by strains, sprains, or injuries to your muscles. However, this medicine does not take the place of rest, exercise or physical therapy, or other treatment that your doctor may recommend for your medical problem. Cyclobenzaprine acts on the central nervous system (CNS) to produce its muscle relaxant effects.

    Most MAO inhibitors should also not be taken for two weeks before treatment with this medication. Ask your doctor when to start or stop taking this medication. Before taking cyclobenzaprine, tell your doctor or pharmacist if you are allergic to it; or if you have how much does the average person spend on alcohol per year any other allergies.

    Cyclobenzaprine drug interactions

    This medicine may cause some people to have blurred vision or to become drowsy, dizzy, or less alert than they are normally. Make sure you know how you react to this medicine before you drive, use machines, or do anything else that could be dangerous if you are dizzy or are not alert and able to see well. If you miss a dose of this medicine, take it as soon as possible. However, if it is almost time for your next dose, skip the missed dose and go back to your regular dosing schedule.

    Dependence does not necessarily mean you are addicted to cyclobenzaprine and/or alcohol. However, the more these two substances are abused, the more likely you will become addicted to them. This medication works by blocking the nerve impulses sent to the brain. It is usually prescribed to treat skeletal muscle conditions, strains, or other muscle injuries. The medicine may also be prescribed to treat back or neck pain, usually for only two to three weeks.

    When alcohol and cyclobenzaprine have been abused together, you probably will need to participate in behavioral therapies and group therapy programs, like the 12-step programs. Chemical dependence occurs when you stop taking the drug and/or alcohol abruptly and experience withdrawal symptoms. The National Institute on Drug Abuse (NIDA) notes that dependence how to make myself pee can happen with chronic use of any drug, even when they are taken as prescribed.

  • Ce qu’il faut savoir sur l’indemnisation suite à un accident de la route

    Ce qu’il faut savoir sur l’indemnisation suite à un accident de la route

    L’indemnisation suite à un accident de la route

    Vous avez été victime d’un accident de la circulation récemment. Vous souhaitez connaître le montant des indemnités auxquelles vous avez droit après avoir subi des dommages

    Les différentes démarches à respecter

    L’indemnisation est versée par l’assurance de la personne responsable de l’accident, ou par le FGAO lorsque le tiers n’est pas assuré ou n’est pas identifié. Vous devez retourner, à votre assureur, le constat d’accident accompagné des pièces justificatives afin qu’un expert puisse examiner le document.

    Accidenté en tant que piéton, passager ou cycliste

    Vous êtes protégé par la Loi Badinter, qui simplifie, en principe, la procédure. Vous recevez une indemnisation pour couvrir les différents soins médicaux ou la perte de revenus engendrée par ce préjudice.

    Victime d’un accident sur la route de votre travail

    Dans ce cas, votre organisme de sécurité sociale doit vous verser une indemnité journalière.

    Victime d’un accident de la route en tant que conducteur de ma voiture, ma moto ou mon scooter

    L’indemnisation dépend des spécificités de l’accident. Si vous n’êtes pas considéré comme responsable de l’accident, tous vos dommages sont couverts par l’assurance ou le fonds de garantie du tiers responsable. Si vous êtes responsable de l’accident, vous ne serez indemnisé que si vous disposez d’une garantie conducteur. Le montant de l’indemnisation sera discuté lors d’une réunion professionnelle organisée par l’assurance ou le fonds de garantie. L’expertise est déterminante, car à l’issue de la phase finale de la procédure, il est difficile de revenir sur la décision de l’expert. Un avocat en indemnisation des accidents de la route et un expert ayant une expertise extrajudiciaire doivent être présents si vous subissez des dommages importants. Leur présence permettra de bien évaluer les conséquences, vos besoins et vos pertes. Par exemple, l’invalidité ou le chômage nécessite le calcul d’une indemnité d’accident de la route de longue durée pour compenser la perte de revenus et de cotisations de retraite, le besoin d’équipement médical ou de véhicules modifiés.

    Accident de la route, que dit la loi Badinter

    La loi Badinter facilite les procédures d’indemnisation des piétons, cyclistes ou passagers victimes d’accidents de la route impliquant des véhicules terrestres à moteur (voitures, motos, etc.). Les victimes d’accidents causés par les remorques ou semi-remorques de ces véhicules terrestres à moteur sont également protégées par la loi Badinter. Par exemple, les piétons qui traversent à l’extérieur d’un passage pour piétons recevront une indemnisation pour préjudice corporel. Cependant, il existe des exceptions, comme la tentative de suicide.

    Comment l’indemnisation d’un accident de la route est calculée et échelonnée

    Les calculs d’indemnisation des accidents de la route sont effectués lors des expertises, lorsque les victimes sont regroupées. Des experts évaluent les dommages et les séquelles, sur la base de l’expertise médicale, afin de répertorier les éléments de dommages à indemniser. Les dommages temporaires et les dommages permanents aident dans le calcul de l’indemnisation des préjudices. La perte de revenu, les séquelles physiques permanentes, aide également dans le calcul de l’indemnisation. Sont pris en compte dans l’indemnisation : Les préjudices (corporels et matériels) Les besoins en termes de personnel (personnel de santé par exemple) Les besoins matériels (une nouvelle douche, un fauteuil roulant…) Il existe, bien sûr, plein d’autres facteurs qui entrent en compte dans l’indemnisation. L’indemnisation dépend également de la responsabilité de l’accidenté. En effet, si la personne accidentée n’est pas responsable de ses préjudices, elle aura le droit à l’indemnisation totale de ses dommages corporels. Le montant de l’indemnisation dépend également de l’âge de la victime, de sa situation professionnelle (si jamais ses préjudices l’empêchent d’une certaine évolution conséquente) et de sa capacité à pouvoir déménager (si elle a besoin d’habiter dans un environnement adapté à ses préjudices.)
  • Je suis victime d’un accident de la route à l’étranger, que faire ?

    Je suis victime d’un accident de la route à l’étranger, que faire ?

    Je suis victime d’un accident de la route à l’étranger, que faire ?

    Vous êtes français et victime d’un accident de la route à l’étranger. Vous souhaitez obtenir l’indemnisation de vos dommages. Tout dépendra de votre responsabilité dans cet accident. Mais l’indemnisation dépendra également des couvertures auxquelles vous avez souscrit ainsi que du pays dans lequel l’accident a eu lieu. Que vous soyez responsable ou non de l’accident, vous pouvez obtenir une indemnisation de vos préjudices. L’indemnisation peut dépendre de vos dommages et comme expliqué précédemment, de votre contrat d’assurance auto auquel vous avez souscrit.

    Je suis victime d’un accident de la route à l’étranger

    Vous êtes un usager de la route français et vous êtes victime d’un accident de la route à l’étranger. Il vous est conseillé de saisir la Commission d’Indemnisation des Victimes d’Infraction (la CIVI) du département dans lequel vous vivez. Vous pourrez ainsi bénéficier de la législation française par rapport à la protection des victimes d’accident de la route. Cette démarche est très importante, car elle vous permet de pouvoir bénéficier de la loi Badinter. Il vous faudra obtenir le procès-verbal que vous aurez donné aux forces de l’ordres étrangères suite à votre accident de la route. Vous devez également remplir un constat à l’amiable avec le conducteur tiers également victime de cet accident. (il peut bien évidemment être responsable de ce dernier) Ce constat est très important car il vous permet d’obtenir un maximum d’informations nécessaires sur cet automobiliste. Vous avez besoin d’un maximum d’informations concernant l’accident et l’automobiliste tiers étant donné que les assurances ont besoin d’être certain de la nature de l’accident afin de prendre les bonnes décisions concernant l’indemnisation des préjudices.

    Je suis responsable d’un accident de la route à l’étranger, que faire ?

    Vous êtes un conducteur français et vous êtes responsable d’un accident de la route à l’étranger. Vous devez contacter le bureau national d’assurance du pays dans lequel vous vous trouvez afin de les prévenir de l’accident. Ensuite, votre indemnisation dépendra de votre assurance et des contrats auxquels vous avez souscrit. Par exemple, si vous n’avez que l’assurance auto au tiers (l’assurance obligatoire pour tous les automobilistes), vous devrez assumer les frais de réparations du véhicule.

    Quelles sont les garanties nécessaires afin de protéger mon véhicule en cas d’accident à l’étranger ?

    Tout dépend du système de “carte verte”. En effet, selon le pays dans lequel vous vous trouvez, il se peut que ce dernier n’ait pas le système associé à la carte verte. Ce système concerne 46 pays dans le monde. Parmi les 46 pays, on peut noter la totalité de la zone économique de l’Europe (par exemple, des pays comme l’Allemagne, l’Italie ou encore les Pays-Bas), le Maroc, la Tunisie, la Turquie ou encore l’Iran. Avec ce système, l’automobiliste n’a rien de plus à prévoir que son contrat d’assurance auto habituel, celui qu’il a en France. En effet, avec le système de la carte verte, votre contrat d’assurance auto vous protégera en cas d’accident de la route à l’étranger. Dans le cas où vous êtes victime (ou responsable) d’un accident de la route dans un pays qui ne prend pas en compte le système de la carte verte, votre assurance habituelle ne fonctionne pas. Vous devrez donc soit souscrire à une assurance auto frontière auprès de la douane du pays dans lequel vous vous rendez, soit souscrire à une assurance auto temporaire dans le pays dans lequel vous vous rendez.
  • Dommages corporels et accident de la route, que faire ?

    Dommages corporels et accident de la route, que faire ?

    Les dommages corporels lors d’un accident sont très fréquents. Mais, bien évidemment, ces préjudices ne touchent pas que les conducteurs automobilistes. En effet, on oublie souvent que certains piétons, cyclistes ou n’importe quel autre usager de la route peuvent être touchés par des dommages corporels liés à un accident de la route. Il est très important de réaliser parfaitement les démarches à suivre afin d’obtenir une indemnisation de vos dommages corporels en cas d’accident de la route sur la voie publique.

    Je suis victime d’un accident, les démarches à suivre

    Dès l’instant où, au minimum, deux personnes sont impliquées dans un accident de la route, il est primordial d’effectuer un constat à l’amiable. Ce constat sera remis aux deux assurances afin qu’elle réalise un diagnostic pour connaître les conditions de l’accident et surtout la nature de la responsabilité de chacun dans cet accident de la route qui a engendré des dommages corporels. Pourquoi est-ce nécessaire ? C’est une démarche obligatoire pour déterminer la prise en charge de votre indemnisation.

    Les assurances auto à contracter en amont

    L’assurance auto est obligatoire en France, il est interdit de conduire un véhicule (auto, moto, camion, etc…) sur la voie publique sans avoir souscrit, en amont, à une assurance au tiers. Cette garantie est imposée par la loi. Dans le cadre d’un accident où vous êtes le responsable, cette garantie permet la prise en charge de l’indemnisation de la victime de l’accident de la route. En cas de dommages corporels, si vous êtes victimes d’un accident de la route, vous serez forcément indemnisé par votre assurance. Dans le cas où une personne est responsable de votre accident, votre assurance se tournera, après vous avoir indemnisé, vers l’assureur du responsable afin d’obtenir une indemnisation à leur tour.

    Vous êtes victime d’un accident de la route mais votre responsabilité dans l’accident est égale à celle du second automobiliste

    Ce phénomène s’appelle le partage des torts. Dans ce cas, les deux compagnies d’assurance des deux victimes/responsables de l’accident procèdent à une indemnisation. Attention, vous disposez à chaque fois de 5 jours pour envoyer votre constat à l’amiable à votre assureur automobile. C’est très important.

    Vous êtes victime d’un accident de la route n’impliquant aucun autre automobiliste ou tiers quelconque, comment devez-vous procéder ?

    Ici, inutile de faire un constat à l’amiable, vous devez réaliser une déclaration d’accident de la route auprès de votre assureur automobile. Votre indemnisation dépendra des garanties auxquelles vous avez souscrit. Si vous n’avez que l’assurance auto au tiers, vous ne pourrez pas bénéficier d’une indemnisation étant donné que vous vous êtes accidenté seul alors que l’assurance auto au tiers permet l’indemnisation des victimes. Les garanties qui permettent l’indemnisation de vos dommages corporels et matériels sont les suivants : – La garantie du conducteur – L’assurance auto tous risques. Ces assurances sont, certes, plus coûteuses mais beaucoup plus protectrices et permettent une meilleure prise en charge de vos dommages.

    Je suis victime d’un accident de la route en tant que passager, que faire ?

    En tant que passager victime d’un accident de la route, vous êtes automatiquement éligible à une indemnisation étant donné que vous n’êtes pas responsable de l’accident. Vous obtiendrez l’indemnisation de vos dommages corporels et matériels. L’assurance du conducteur responsable de l’accident est chargée de vous indemniser.
  • Quel est le rôle du témoin pour les assurances ?

    Quel est le rôle du témoin pour les assurances ?

    Quel est le rôle du témoin pour les assurances ?

    Le témoignage des personnes présentes durant l’accident de la route est très important pour les assurances. En effet, le témoin peut pencher dans la balance afin de déterminer la responsabilité de chacune des victimes et/ou responsables.

    Je suis témoin d’un accident de la route, que faire ?

    Lors d’un accident de la route, si vous êtes témoin, vous avez plusieurs missions et actions à remplir. Vous devez prévenir les autorités compétentes (les secours, pompiers, ambulance si nécessaire). Veillez également à venir en aide aux potentielles victimes, toujours avec précaution dans la limite des capacités de la victime. Sécurisez le lieu du sinistre afin d’éviter d’aggraver la situation. Sachez que vous pouvez très bien être poursuivi en justice pour non-assistance à personne en danger en cas de “fuite”. En effet, venir en aide aux personnes victimes d’accident est une obligation.

    Le rôle du témoin d’un accident de la route dans le cadre d’une demande d’indemnisation

    Ici, deux cas s’offrent à nous. L’accident a uniquement engendré des dommages matériels. Le témoin est sollicité par les assureurs afin d’avoir une aide pour déterminer la responsabilité des conducteurs accidentés. En tant que témoin, vous avez une vision externe, neutre et souvent impartiale. Votre témoignage est assez primordial pour les assurances afin de confirmer ou de préciser les faits retranscrits sur le constat amiable rempli par les deux conducteurs. Par ailleurs, vous devez transmettre vos coordonnées aux assureurs. Dans la plupart des cas, les témoins sont sollicités à partir du moment où les deux versions des conducteurs accidentés ne sont pas similaires. Grâce au témoin et à son œil extérieur, l’assureur pourra déterminer de la responsabilité de chacun.

    Un passager est-il un témoin ?

    Bien sûr, un passager est témoin de l’accident, nul doute. En revanche, il faut que le témoignage soit totalement impartial. Dans ce cas, chaque témoignage de toutes les personnes présentes à bord du véhicule ne peut être pris en compte par l’assureur. En effet, être témoin d’un accident est un rôle très important et ce dernier ne doit surtout pas être influencé par quoi que ce soit. Son témoignage doit être impartial et il doit se concentrer sur les faits observés sans prendre en compte son avis personnel. Il est bon de rappeler que dans le cas où aucun témoin ne serait présent lors de l’accident, il faudra le préciser sur le constat afin d’éviter les faux témoignages.

    Que doit faire un témoin ?

    Un témoin doit venir en aide à une personne en danger. Attention, vous ne devez pas non plus vous mettre en danger ni agir de manière irréfléchie. Appelez les secours et effectuez les gestes de premier secours dans le cas où vous les connaissez. Dans le cadre d’un accident engendrant des dommages corporels, votre témoignage (en tant que témoin de la scène) sera recueilli par les forces de l’ordre et vos coordonnées figureront dans le procès-verbal. Attention à ne pas donner un faux témoignage. Votre témoignage doit être minutieux et correspondre à ce qui s’est réellement passé. Il est très important pour l’assureur ou encore la justice dans le cas où il faudrait déterminer la responsabilité des personnes impliquées dans l’accident. Bien évidemment, l’erreur est humaine et il se peut que vos souvenirs soient altérés. Souvent, le témoignage est très important notamment lorsque le conducteur du véhicule fautif de l’accident prend la fuite. Dans ce cas, le témoin à un rôle majeur.